Real Estate Rates

Rates effective as of August 1, 2011.

Rates shown are as low as. Not all members will receive the lowest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. You can reduce your interest rate by up to .50%, call the credit union for details.

The following fees apply for refinancing existing MICU loans. Call the credit union for more details.

$250.00 - Secured Loan
$150.00 - Unsecured Loan

Real Estate Maximum $1,000,000
Up to 80% Loan to Value, limits apply.	Call for Rates, Details & Fees.
Home Equity Line of Credit (H.E.L.O.C.)
Maximum $250.000	Prime rate + 2.00%

2nd Trust Deed	Maximum $100,000	Up to 80% Loan-to-Value
Up to 125% Loan-to-Value Max $100,000	Up to 72 Mo.	5.75%
	Up to 120 Mo.	6.00%
	Up to 180 Mo.	6.25%
	Up to 240 Mo.	6.50%
EZ Equity Loan: Maximum $15,000 - Homeowners Only.
Up to 125% Loan to Value	84 Mo.	10.00%

You will need to have this program installed on your system before you can view our documentation.