Real Estate Rates

Rates effective as of August 1, 2011.

APR - Annual Percentage Rate

Rates shown are as low as. Not all members will receive the lowest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. You can reduce your interest rate by up to .50%, call the credit union for details.

The following fees apply for refinancing existing MICU loans. Call the credit union for more details.

$250.00 - Secured Loan
$150.00 - Unsecured Loan

Real Estate Maximum $1,000,000
Up to 80% Loan to Value, limits apply.	Call for Rates, Details & Fees.
Home Equity Line of Credit (H.E.L.O.C.)
Maximum $250.000	Prime rate + 2.00% APR

2nd Trust Deed	Maximum $100,000	Up to 80% Loan-to-Value
Up to 80% Loan-to-Value Max $100,000	Up to 72 Mo.	5.75% APR
	Up to 120 Mo.	6.00% APR
	Up to 180 Mo.	6.25% APR
	Up to 240 Mo.	6.50% APR
EZ Equity Loan: Maximum $15,000 - Homeowners Only.
Up to 80% Loan to Value	84 Mo.	10.00% APR

You will need to have this program installed on your system before you can view our documentation.