For a limited time only, you can now apply for a unsecured loan up to $8,000.00. Take up 48 months to pay. All at a low 8%* interest rate. The Straight 8's are dancing cheek-to-cheek again!

Put your home’s value in a starring role with a HELOC! This is an excellent chance to make some home improvements or start any other special projects you’ve had in mind. Opening a line of credit is fast and easy.

Right now we have a special rate of 5.0% (this rate is effective as of 4/30/08, some restrictions may apply -- contact us for more details!) for the first year of your line of credit. That’s 50 Base Points below prime! This HELOC requires a minimum draw of $25,000. If you’d like to refinance an existing HELOC loan, a fee applies. Please call or come in to meet with one of our credit union specialists, and we’ll be happy to help you apply.

LIGHTS! CAMERA! MONEY!

The Encore Share Draft checking account puts your money in the lead role. When you open an Encore account you get a FREE first order of checks, increased savings rates and access to discounted loan rates. All you need to do is maintain a minimum balance of $500. As with all our MICU checking accounts, you’ll also get a FREE ATM/debit card. And remember, you can make surcharge-free withdrawals at nearly all of the 13,686 CO-OP Network ATMs in 49 states. More than one-quarter also accept deposits. To find the nearest CO-OP Network ATM location, call (888) 748-3266 or visit the CO-OP Network web site. Open an Encore share draft (checking) account and maintain a $500 balance and receive the following:

• As with all MICU share draft accounts, ATM/Debit Card is free
• First order of checks free
• .10% Dividend rate increase in existing or subsequent share certificate
• .25% Interest rate discount on subsequent loans