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You will need to have
this program installed on your system before you can view our documentation.
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Auto Loan Rates
Rates effective as of April 21, 2008.
* Rates shown are as low as. Not all members will receive the lowest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice.
You can reduce your interest rate by up to .50%, call the credit union for
details.
| New Autos - LIMITED TIME OFFER!
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Term
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APR
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| 100% financed
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Up to 60 Months
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4.50%*
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| 100% financed
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72 Months
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4.75%*
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| 100% financed
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84 Months
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4.75%*
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| 80% financed
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Up to 60 Months
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4.25%*
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| 80% financed
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72 Months
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4.50%*
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| 80% financed
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84 Months
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4.50%*
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Used Autos - LIMITED TIME OFFER!
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Total financing
not to exceed Retail Blue Book value. Maximum term of 36 months for vehicles or mileage greater than 60,000.
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Up to 36 Months
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4.75%*
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48-60 Months
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5.00%*
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72 Months
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5.25%*
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| New RV/Motorhomes, Camper, Trailer |
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90% financed
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48 Months
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7.50%*
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90% financed
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60 Months
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7.75%*
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90% financed
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84 Months
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8.00%*
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90% financed
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120 Months
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8.25%*
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90% financed
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180 Months
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8.50%*
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| Used RV/Motorhomes, Camper, Trailer |
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90% financed
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48 Months
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8.25%*
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90% financed
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60 Months
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8.50%*
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90% financed
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84 Months
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8.75%*
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90% financed
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120 Months
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9.00%*
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90% financed
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180 Months
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9.25%*
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Other Vehicle Loans
New Only -- 90% financed |
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Boats, Personal
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36 Months
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7.50%*
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Water Craft,
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48 Months
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7.75%*
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Snow Mobiles,
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60 Months
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8.00%*
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Off Road Vehicles
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72 Months
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8.25%*
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& Motorcycles
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84 Months
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8.50%*
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Share/Certificate Secured
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100% of available shares
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60 Months
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Dividend rate plus 3%
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Member Value/Signature Loan
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$15,000 Maximum
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60 Months
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11.00%*
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Straight "8's" Loan Special - Limited Time!
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$8,000 Maximum
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48 Months
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8.00%*
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Personal line of credit (L.O.C.)
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$15,000 Maximum
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Open Ended
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11.00%*
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Instrument/Equipment Loans
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90% Financing Max $50,000
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72 Mo.
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7.25%*
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DGA, PGA and WGA Residual Loan: Maximum $15,000
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3 Mo.
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9.00%*
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Real Estate / Call for Rates, Details & Fees
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Up to 80% Loan to Value
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Home Equity Line of Credit (H.E.L.O.C.)
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Up to 80% Loan-to-Value
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Prime rate + 0.50% with a 5.00% Cap
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Up to 70% Loan to Value
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Prime rate + 0.00 with a 5.00% Cap
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| 2nd Trust Deed
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Maximum $100,000
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Up to 80% Loan-to-Value
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Up to 72 Mo.
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Prime - 0.25%
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Up to 120 Mo.
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Prime + 0.00%
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Up to 180 Mo.
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Prime + 0.25%
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Up to 240 Mo.
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Prime + 0.50%
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EZ Equity Loan: Maximum $15,000 - Homeowners Only
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Up to 125% Loan to Value
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84 Mo.
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10.00%
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Credit Card -- No Annual Fee -- Maximum $15,000
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Classic MasterCard
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10.49%
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Gold MasterCard
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8.99%
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VISA -- earns reward points.
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13.50%
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Fees
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Fee
schedule effective March 9, 2004 |
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We
also make signature loans, home improvement loans, as well as loans for new and
used RVs, new boats and debt consolidation. Call for current rates.
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Higher
rates may apply depending on applicant's credit worthiness. |
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Rates
and terms are subject to change without notice. |
The following fees apply for refinancing existing MICU loans:
HELOC N/C. Call the credit union for details. $250.00 - Secured Loan $150.00 -
Unsecured Loan
HELOC Rate is 0-50 basis points over prime rate
¤Outside appraisal at member's expense may be substituted for low Kelly
Blue Book value. However the cost of the appraisal is the member's
responsibility.
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